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Office Cover

Home or Small Office? Essential equipment insurance.

This provides cover against loss or damage to your business equipment, as well as providing insurance cover against loss of earnings should your business activities be interrupted by an insured peril. The policy coverage is all risks which includes damage caused by:

  • Fire, Lightning, Explosion and Aircraft
  • Earthquake
  • Storm or Flood
  • Escape of Water from burst pipes
  • Impact by any Road Vehicle
  • Theft and Attempted Theft
  • Malicious Damage
  • Accidental Damage

Sums Insured Levels Available:

  • £5,000
  • £10,000
  • £20,000
  • £30,000

Cover is provided for the following types of business property -

Computers and Laptops, Mobile Telephones, Blackberries and/or other PDA’s, Audio-Visual Equipment including Projectors, Digital & Video Cameras, Other Electronic Office Equipment (inc. business machines, telephone and fax installations, printers and photocopiers), Office Furniture, Stock (pamphlets, leaflets, business cards etc), Stationery and Documents, Training Materials/Media (Videos, DVD’s, Books and Manuals).

Any of the above are covered whilst temporarily away from the Premises (including whilst in transit) within the European Union, but limited to a maximum of 50% of the Sum Insured selected.

Additional Benefits:

Any of the Office Contents shown above are also covered whilst temporarily away from the Premises (including whilst in transit) within the European Union, but limited to a maximum of 50% of the Sum Insured selected.

Business Interruption up to the sum insured selected which includes cover for recompilation of data / training and conference materials and the temporary hire of replacement equipment.

QUOTE INCLUDING OFFICE CONTENTS COVER

Downloads Available:

Policy Summary Policy Wording Minimum Protections Condition
OUR PRODUCTS PRODUCT OVERVIEW PROFESSIONAL INDEMNITY LEGAL EXPENSES PUBLIC LIABILITY EMPLOYERS LIABILITYOFFICE CONTENTS
INSTANT QUOTE
 
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