Public Liability

As a service provider, there will always be the need to “work away” from your own business premises. Ordinarily this might include visiting clients at their premises to deliver courses or programmes, making sales presentations or when representing your business at conferences and other networking events. Although, Public Liability Insurance is not compulsory, anyone that engages with clients at their premises or who interfaces with members of the public could find themselves legally exposed to claims arising from accidental property damage or even bodily injury and death. It is common place for local authorites and public sector organizations to insist that outside service providers entering their premises arrange Public Liability insurance.